Credit Servicing Undertaking for
Memfis Issuer Designated Activity Company
We hereby inform you that on 22.05.2026, the company “CAIRO NO. 2 FINANCE DESIGNATED ACTIVITY COMPANY”, having its registered office in Dublin, Ireland (4th Floor, 3 George’s Dock, IFSC, Dublin 1, Ireland) and registration number 649096 (hereinafter the “Transferor”), proceeded with the sale and transfer of receivables to the credit purchaser named “MEMFIS ISSUER DESIGNATED ACTIVITY COMPANY”, having its registered office in Dublin, Ireland (1st Floor, Westend Office Park, Snugborough Road, Blanchardstown, Dublin 15, D15 Y9DV, Ireland) and registration number 808249 (hereinafter the “New Beneficiary”). The servicing of the aforementioned receivables sold and transferred by the Transferor to the New Beneficiary, remains with doValue Greece Loans and Credits Claim Management Société Anonyme, in its capacity as credit servicer pursuant to Law 5072/2023, now acting under the instructions and on behalf of the New Beneficiary.
More specifically, pursuant to Article 21 paragraph 7 of Law 5072/2023, as in force, the Transferor proceeded on 22 May 2026 (hereinafter the “Transfer Date”) with the sale and transfer of receivables arising from all types of loan and credit agreements (performing, non-performing and terminated loans, including mortgage loans and loans or credits to small businesses) to the New Beneficiary. A summary of the relevant receivables sale and transfer agreement was registered in the Electronic Pledge Registry of Law 5123/2024 of the Hellenic Cadastre by virtue of act no. 2854/22.05.2026 for the registration of the form of publication of agreements under Article 21 paragraph 7 of Law 5072/2023.
As a result of the above, from the aforementioned Transfer Date, the New Beneficiary became the beneficiary of the receivables of any kind arising from the relevant agreements (including any guarantees, securities and other rights ancillary thereto) and shall henceforth exercise all relevant rights. Simultaneously with the acquisition of the above receivables, by virtue of relevant agreement between them for the assignment of the servicing of receivables pursuant to Article 14 of Law 5072/2023, as in force, the New Beneficiary assigned their servicing to doValue Greece Loans and Credits Claim Management Société Anonyme, a credit servicer licensed and supervised by the Bank of Greece (Decision 507/1/09.07.2024 of the Credit and Insurance Committee, published in Government Gazette B’ 4257/19.07.2024), having its registered office in Moschato, Attica (27 Kyprou Street and Archimedes Street, Postal Code 18346) and GEMI registration number 121602601000 (hereinafter the “Servicer”). A summary of the relevant receivables servicing agreement was registered in the Electronic Pledge Registry of Law 5123/2024 of the Hellenic Cadastre by virtue of act no. 2855/22.05.2026 for the registration of the form of publication of agreements under Article 14 paragraph 7 of Law 5072/2023.
As a result of the transfer of the receivables and the assignment of their servicing to the Servicer, pursuant to the provisions of Law 5072/2023, the personal data of natural persons linked to the
receivables in any capacity whatsoever (indicatively: loan/credit borrowers, debtors, co-debtors, guarantors, third parties collateral providers, special or universal successors of the above and/or natural persons possibly related to all of the above, such as partners of legal entities or their legal representatives, shareholders and beneficial owners of legal entities or organizations, attorneys, representatives, employees/associates, family members, lawyers or agents of the above, notaries, bailiffs, as well as persons against whom the New Beneficiary may assert rights for the collection of the receivables, e.g. third parties in whose hands attachment may be imposed or against whom a right of set-off may be invoked) (hereinafter the “Data Subjects”), were transferred, upon the instruction and on behalf of the Transferor, to the New Beneficiary exclusively for the purpose of the transfer of the receivables and are processed within the context and for the purposes of their servicing by the Servicer acting upon assignment by the New Beneficiary.
From the Transfer Date and throughout the entire period during which the New Beneficiary remains the beneficiary of the receivables, the Servicer processes the personal data of the Data Subjects, acting as an independent data controller, determining independently from the New Beneficiary the purposes and means of the personal data processing. All relevant information regarding the processing of personal data by the Servicer (such as categories of personal data, sources, purposes and legal basis for processing, rights for the protection of personal data, categories of recipients, retention period, etc.) is described in the “Information Notice on the Processing of Personal Data in accordance with Regulation (EU) 2016/679 and the relevant Greek legislation” of the Servicer.
To the extent that and insofar as the New Beneficiary processes any personal data, all relevant information (such as categories of personal data, sources, purposes and legal basis for processing, rights for the protection of personal data, categories of recipients, retention period, etc.) is described in the document “MEMFIS ISSUER DESIGNATED ACTIVITY COMPANY - Privacy Policy”, .
For any inquiry regarding the transfer of the receivables to the New Beneficiary, as well as generally regarding their servicing by the Servicer, in general, you may contact “doValue Greece Loans and Credits Claim Management Société Anonyme by phone through the dedicated Debtor Service Hotline at +30 210 4847500 or electronically at the email address dovaluegreece@dovaluegreece.gr.