doValue Greece -
Regulation for loans in Swiss francs

doValue Greece actively participates in the implementation of the regulation introduced by the State for loans in Swiss francs. In this context, it has set up dedicated staff teams to swiftly process applications from borrowers who choose to join the scheme and take advantage of the opportunity to convert their loans into euro-denominated ones at an improved – as defined by law – exchange rate, depending on the provisions for the relevant category.
According to Law 5264/2025, the possibility of restructuring loans in Swiss francs is provided whether the loan is currently serviced or not – but under different terms.

With respect to performing loans (which also include loans in arrears of less than 90 days), applications for conversion into a euro-denominated loan are submitted to our Company, together with a certificate issued exclusively electronically via the special platform developed by the General Secretariat of the Financial Sector and Private Debt Management of the Ministry of National Economy and Finance, which was launched on Feb. 19, 2026. It should be noted that the law stipulates preemptory deadlines for submitting the conversion application. Furthermore, it provides that the Euro/Swiss franc exchange rate, on which the improved rate stipulated by law for the loan conversion into euros will be calculated, is the date that in force at the time of submitting the conversion application to the Company.

Regarding non-performing loans in Swiss francs, interested parties have the following two options:
a) They can settle their debt by submitting an application on the platform of the out-of-court debt settlement mechanism. Through this arrangement, the debt is converted into euros at the prevailing Euro/Swiss Franc exchange rate.
b) They may contact doValue and request to settle their debt in Swiss francs. Following assessment and acceptance of the request, an agreement will be reached for the debt to be settled in Swiss francs, after which they will be able to request conversion of the debt, as regular and performing, into euros at the improved Euro/Swiss Franc rate as described above for performing loans.

Interested parties may obtain all relevant information and guidance on the process of joining the arrangements under Law 5264/2025 for loans in Swiss francs by contacting the doValue Greece call centre at 2104847500 or via the Company’s website at www.dovaluegreece.gr