Supporting documents for financial assessment

After filling out the digital platform fields with your general details, annual income, real estate, as well as other assets, reasonable living expenses and debts, you need to submit to the platform all documents necessary for doValue Greece to be able to assess the validity of your application and propose the appropriate solution for and/or final settlement of your debt.

In accordance with joint ministerial decision 145947/2023 (GG 5909/Β/10-10-2023) of the Greek Ministers of Economy and Finance, Digital Governance, and Bank of Greece Governor, issued under article 39 of Law 4818/2021, regarding the assessment of the financial situation of an individual principal debtor, co-debtor or guarantor of loan contracts, the applicant may attach the following documents:

For self-employed professionals/sole proprietorship companies:

1. ID card/passport (required to submit application)
2. Tax clearance certificate
3. Social security contributions payment certificate
4. Tax settlement certificate (when applicable)
5. Proof of unemployment
6. Medical opinion (special cases of disability or health problems)
7. Pension application
8. Computerised copy of pension application
9. Recent tax return
10. TAXIS proof that the E9 tax form has not been submitted
11. Proof of expenses (extraordinary or recurrent)
12. Vulnerable borrower certificate

Download and print the form with the supporting documents for assessing the financial situation of individuals (only available in Greek).

Find out what you need to submit for the assessment of your financial situation, if you are a company principal debtor, co-debtor or guarantor in loan contracts.

1. Bank Debt Statement for companies, filled in and signed
2. Ε3 form (last 3 years), with TAXISnet electronic code
3. Available Φ2 periodic VAT statements (current and previous financial year) and Φ1 VAT return statement (latest)
4. ENFIA property tax statement (latest)
5. Tax clearance certificate and tax debt settlement statement, if any. If for any reason a tax clearance certificate cannot be issued, submit a solemn declaration describing in detail the tax debt of the company or the non-existence of debt.
6. Tax clearance certificate and social insurance debt settlement statement, if any.
7. Actual cash flow of the last financial year and budgeted cash flow for at least the next 3 years

Download and print the form with the supporting documents for assessing the financial situation of companies (only available in Greek).

After filling out the digital platform fields with your company’s general details, income data, real estate, other assets and debts, you need to submit to the platform all documents necessary for doValue Greece to be able to assess the validity of your application and suggest the appropriate solution and/or final settlement of your company’s debt.

In accordance with joint ministerial decision 145947/2023 (GG 5909/Β/10-10-2023) of the Greek Ministers of Economy and Finance, Digital Governance, and Bank of Greece Governor, issued under article 39 of Law 4818/2021, regarding the assessment of the financial situation of a company principal debtor, co-debtor or guarantor of loan contracts, the applicant may attach the following documents:

For companies:

1. Tax clearance certificate
2. Social security contributions payment certificate
3. Tax settlement certificate (when applicable)
4. Certificate, issued by the competent first instance court, of inclusion or non-inclusion in the scope of the Bankruptcy law
5. Published financial statements (last 3 years) along with the chartered accountant certificate and Annex or annual Financial Report
6. General ledger trial balance, second level accounts (current and previous financial year)
7. Recent analysis of debt (per credit category) and letters of guarantee, per domestic and/or foreign bank, as well as analysis of debt to leasing and factoring companies
8. Photocopies of commencement of activity certificates (for new companies) and any modifications thereof, from the local tax office
9. Parent company E3 form (latest)
10. Latest E1 form of guarantor
11. Guarantor’s statement of assets and liabilities (latest E9 form)
12. Company owner’s ENFIA property tax statement
13. Guarantor’s E1 form (last 3 years)
14. Company owner’s E1 form (latest)
15. Company owner’s statement of assets and liabilities (latest E9 form)
16. Company owner’s tax return (latest)
17. Photocopy of company owner’s ID card
18. Company business or restructuring plan
19. Main shareholder/partner participation in the financing plan
20. Sector growth outlook
21. Estimated future cash flows
22. Business plan risk factors and their impact on repayment ability / possible measures to avoid such risks and their impact.
23. Parent company E1 form (latest)
24. Parent company statement of assets and liabilities (latest E9 form)
25. Parent company ENFIA property tax statement
26. Balance sheet (within last 3 years)
27. Balance sheet annex (within last 3 years)
28. Final trial balance, second level accounts (last financial year), signed by an accountant
29. Last month and previous financial year trial balance, second level accounts, signed by an accountant
30. Judicial solvency certificate
31. Debt settlement certificate issued by the Institute of Social Insurance and tax authorities (when applicable)
32. Proof of expenses (extraordinary or recurrent)
33. General Commercial Registry certificate for inactive company not placed under liquidation
34. Periodic VAT return (latest Φ2 form).

Download and print the form with the supporting documents for assessing the financial situation of companies (only available in Greek).